217 Philosophers Terrace
Chestertown, MD 21620

Tools & Resources:

Description

Charming and full of potential, this 3-bedroom, 1.5-bath Cape Cod home offers a prime in-town Chestertown location with thoughtful updates already in place. New roof (December 2025), central air unit (2022), and new carpet upstairs provide peace of mind, while classic features like hardwood floors, abundant natural light, and a wood-burning fireplace add warmth and character. The flexible layout includes a main-level bedroom and full bath, a formal dining room, and a bright living room. Upstairs, two additional bedrooms and a half bath, easily converted back to a full, offer room to grow. A bonus room off the main level is perfect for a home office, mudroom expansion, or hobby space. The sunroom connects seamlessly to a private backyard. A sizable driveway and detached garage offer ample off-street parking. Architectural plans for a full renovation and addition are available with an acceptable offer. This is an incredible opportunity to customize and add value in a sought-after location. Just a short stroll to Downtown Chestertown, Washington College, and the Chester River, this home offers both convenience and long-term potential.

Features

• Property Type: Single Family Home
• Sub Type: Detached
• Listing Status: Active Under Contract
• County/Area: Kent County
• Zip Code: 21620
• Year Built: 1950
• School District: Kent County Public Schools
• Elementary School: Garnett
• Middle School: Kent County
• High School: Kent County
• Sq.Ft.: 1,404 sq ft
• Style: Cape Cod
• Stories: 2 Story
• Bedrooms: 3
• Full Baths: 1
• Half Baths: 1
• Basement: Unfinished, Yes
• Garage: 1 Car, Garage - Front Entry, Garage Door Opener
• # of Parking Spaces: 3
• Fireplace: Yes, 1
• Lot Size: 10890 sq ft lot
• Accessibility: Ramp - Main Level
• Baths: 2
• Zoning: R-3
• Above Grade Finished Area: 1404
• Above Grade Finished Area Source: Assessor
• Above Grade Finished Area Units: Square Feet
• Area Total: 1404
• Area Total Source: Assessor
• Assessment Year: 2026
• Below Grade Area Total Source: Assessor
• Below Grade Finished Area Source: Assessor
• Below Grade Finished Area Units: Square Feet
• Below Grade Unfinished Area Source: Assessor
• Below Grade Unfinished Area Units: Square Feet
• Central Air: Yes
• City Town Tax: 926
• City Town Tax Payment Frequency: Annually
• Construction Materials: Vinyl Siding
• Cooling: Heat Pump(s), Ceiling Fan(s), Central A/C
• Cooling Fuel: Electric
• Country: US
• County Tax: 2426
• County Tax Payment Frequency: Annually
• Directions: Washington Avenue to Campus Avenue to right on Philosophers. #217 is on the left. Sign in yard.
• Exterior Features: Flood Lights
• Foundation Details: Block
• Heating: Heat Pump(s)
• Heating Fuel: Oil
• Hot Water: Electric
• In City Limits: Yes
• Interior Features: Bathroom - Tub Shower, Ceiling Fan(s), Carpet, Entry Level Bedroom, Floor Plan - Traditional, Formal/Separate Dining Room, Wood Floors
• Laundry Type: Basement
• List: Living Room, Dining Room, Bedroom 2, Bedroom 3, Kitchen, Basement, Bedroom 1, Sun/Florida Room, Bathroom 1, Half Bath
• Listing Locale: 200004363592
• Living Area Source: Assessor
• Lot Features: Rear Yard, Backs to Trees
• Lot Size Source: Assessor
• Lot Size Square Feet: 10688
• Lot Size Units: Square Feet
• Main Level Bedrooms: 1
• Main Level Full Baths: 1
• Main Level Total Baths: 1
• Main Type: Residential
• Municipal Trash: Yes
• Num Detached Garage Spaces: 1
• Num Driveway Spaces: 2
• Other Structures: Above Grade, Below Grade
• Other Structures List: Garages
• Ownership Interest: Fee Simple
• Parking Features: Asphalt Driveway
• Parking Types: Detached Garage, Driveway, On Street
• Patio And Porch Features: Enclosed
• Possession: Settlement
• Sale Type: Standard
• Sewer: Public Sewer
• Tax Annual Amount: 3352
• Tax Total Finished Sq Ft: 1404
• Tax Year: 2025
• Total Stories: 2
• Total Taxes Payment Frequency: Annually
• Upper Level 1 Bedrooms: 2
• Upper Level 1 Half Baths: 1
• Upper Level 1 Total Baths: 1
• Upper Levels Total Baths: 1
• Upper Levels Total Bedrooms: 2
• Upper Levels Total Half Baths: 1
• Water Source: Public
• Year Built Source: Assessor