38 Osprey Way
Elkton, MD 21921

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Description

Waterfront Retreat with Endless Potential! Set on 3.2 picturesque acres with direct waterfront access, this unique property blends modern updates with rustic charm. Recent renovations include new windows, flooring, plumbing in the basement, four-zone HVAC, a luxury oversized deck, and a new pool pump. Inside, you'll find a spacious layout featuring an in-law suite, basement bar, and multiple living areas, with the lower level partially finished and awaiting your final touches. Outdoors, enjoy a private inground pool, massive pole barn, and a dock with new woodwork—ideal for boating, fishing, or simply soaking in the serene views. Whether you envision a full-time residence, multi-generational living, or a weekend retreat, this home offers the foundation for something truly extraordinary. This is a rare chance to create your dream waterfront estate in a setting that combines privacy, charm, and luxury potential.

Features

• Property Type: Single Family Home
• Sub Type: Detached
• Listing Status: Active
• County/Area: Cecil County
• Zip Code: 21921
• Year Built: 1995
• Subdivision/Neighborhood: Elk Neck
• School District: Cecil County Public Schools
• Sq.Ft.: 4,185 sq ft
• Style: Contemporary
• Stories: 2 Story
• Bedrooms: 5
• Full Baths: 3
• Half Baths: 1
• Basement: Yes
• Garage: 6 Car, Additional Storage Area, Other
• # of Parking Spaces: 13
• Lot Size: 3.12 acres
• Accessibility: >84" Garage Door
• Baths: 4
• Pool or Spa: Yes - Personal, Heated, Fenced, InGround
• View: River
• Waterfront: Yes, 100 Ft.
• Zoning: NAR
• Above Grade Finished Area: 3630
• Above Grade Finished Area Source: Assessor
• Above Grade Finished Area Units: Square Feet
• Appliances: Cooktop, Dishwasher, Dryer, Dryer - Electric, Exhaust Fan, Humidifier, Oven - Double, Washer, WaterHeater
• Area Total: 5850
• Area Total Source: Assessor
• Assessment Year: 2025
• Below Grade Area Total: 2220
• Below Grade Area Total Source: Assessor
• Below Grade Finished Area: 555
• Below Grade Finished Area Source: Assessor
• Below Grade Finished Area Units: Square Feet
• Below Grade Unfinished Area: 1665
• Below Grade Unfinished Area Source: Assessor
• Below Grade Unfinished Area Units: Square Feet
• Construction Materials: Frame
• Cooling Fuel: Electric
• Country: US
• County Tax: 12326
• County Tax Payment Frequency: Annually
• Directions: When on McKinneytown Rd, continue onto Racine School Rd. Turn right on Oldfield Point Rd, then right onto Breon Ln, then left onto Dove Ln. Turn right onto Osprey Way, property will be on the left.
• Exclusions: Refrigerator
• Exterior Features: Flood Lights, Other
• Fencing: Wood
• Flooring: Carpet, CeramicTile, Hardwood, Stone
• Foundation Details: Block, Concrete Perimeter
• Furnished: Partially
• Heating: Central, Forced Air, Hot Water
• Heating Fuel: Geo-thermal, Natural Gas, Propane - Owned
• Hot Water: Electric
• Inclusions: Appliances
• Interior Features: Attic, Built-Ins, Ceiling Fan(s), Central Vacuum, Crown Moldings, Curved Staircase, Family Room Off Kitchen, Intercom, Kitchen - Table Space, Primary Bath(s), Recessed Lighting, Store/Office, Walk-in Closet(s), Bar
• Laundry Type: Lower Floor
• List: Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Family Room, Basement, Foyer, Great Room, Attic, Half Bath
• Listing Locale: 200004363585
• Living Area Source: Assessor
• Location Type: River
• Lot Features: Private, Rural, Secluded
• Lot Size Source: Assessor
• Lot Size Square Feet: 135907
• Lot Size Units: Square Feet
• Lower Level 1 Bedrooms: 2
• Lower Level 1 Full Baths: 1
• Lower Level 1 Total Baths: 1
• Lower Levels Total Baths: 1
• Lower Levels Total Bedrooms: 2
• Lower Levels Total Full Baths: 1
• Main Type: Residential
• Navigable Water: Yes
• Num Attached Garage Spaces: 2
• Num Detached Garage Spaces: 4
• Num Driveway Spaces: 7
• Other Structures: Above Grade, Below Grade
• Other Structures List: Pole Barn
• Ownership Interest: Fee Simple
• Parking Features: Dirt Driveway
• Parking Types: Driveway, Detached Garage, Attached Garage
• Patio And Porch Features: Brick, Deck, Patio
• Possession: 31-60 Days CD
• Road Responsibility: Private
• Road Surface Type: Gravel
• Sale Type: Standard
• Security Features: Fire Detection System, Smoke Detector
• Sewer: Private Septic Tank
• Tax Annual Amount: 12386
• Tax Lot: 1
• Tax Total Finished Sq Ft: 4185
• Tax Year: 2024
• Total Stories: 2
• Total Taxes Payment Frequency: Annually
• Upper Level 2 Bedrooms: 3
• Upper Level 2 Full Baths: 2
• Upper Level 2 Half Baths: 1
• Upper Level 2 Total Baths: 3
• Upper Levels Total Baths: 3
• Upper Levels Total Bedrooms: 3
• Upper Levels Total Full Baths: 2
• Upper Levels Total Half Baths: 1
• Walls Ceilings: 2 Story Ceilings, Dry Wall, Other
• Water Access: Yes
• Water Body Type: River
• Water Frontage: 100
• Water Oriented: Yes
• Water Source: Well
• Window Features: Replacement
• Year Built Source: Assessor